SaveIN is a fintech platform that offers unique financial products and services to its customers in a never seen before, fully digital avatar . You can also call us a neo-banking platform!
SaveIN is a fintech company that works in association with banks, non-banking financial companies and payment partners to bring to you the best of products, services and experiences along with peace of mind in a highly secure environment
With Care now, Pay later , we offer instant finance and flexible payment plans for you to avail timely healthcare across our high quality and fast growing healthcare provider network without worrying about immediate finances. Once your credit line is approved, we pay the healthcare provider up front, on your behalf and you can repay us over time, it’s simple!
We cover all key healthcare practices for you, your family and fur babies ? Dental, Optical, Diagnostics, Hearing, Dermatology, Veterinary, Physical therapies Promise to keep adding more as we go along
Care now, Pay later is available across our fast-growing provider network. You can ask your provider for SaveIN – Care now, Pay later and apply easily for instant approval. Check providers near you.
You must be Indian resident and have a bank account, PAN card & Aadhaar card. Having prior credit history is not important. The approval of credit limit is subject to financial underwriting of our lending partners
None! We are a 100% digital financial technology company and pride ourselves in delivering a completely paperless process. You just need a smartphone, PAN number and Aadhaar number handy.
Once you receive a credit facility on SaveIN, you will have the option of releasing payment to the provider using your credit limit. Please note that the credit limit is provider specific and can be used only for the treatment or product as listed during the application
We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here
You can choose between a 15 day, zero interest repayment plan or a flexible EMI plan up to 6 months with nominal interest
We are an instant finance platform and approve 95% of applications in under 60 seconds! Yes, you read that right ? We also inform the merchant/provider where you apply for SaveIN – Care now, Pay later, once you are approved
We appreciate your interest and assure you that we are doing our best to reach more cities and include more providers. You may refer a provider of your choice here and we will do our best to include them. Alternatively you can choose from other SaveIN providers, if available in your city
Care now, Pay later is an instant finance product that can be availed by your customers / patients for their healthcare expenses. Your customers can apply for an instant credit limit and upon approval, we pay the requisite approved amount directly to you up front, basis your customer consent so that you can provide the product/service without delay. We collect repayments from the customer over time making the entire process seamless, affordable and a win-win for all parties
We will be happy to get you onboarded. You may share your details to Join SaveIN You need to have an active bank account, PAN/ GST and a registered email to get started. Don’t worry we don’t want any physical copies ?
There is absolutely zero onboarding or annual fee to join SaveIN- Care now, Pay later. However, we charge a nominal per transaction fee that is levied on the credit limits availed by your customers to avail products and services from you
We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here, your customers will love it ?
95% of our customers receive a decision on their credit limit within 60 seconds. Once approved, the customer can instruct us to fund your account up to the credit limit and we transfer the amount in your account within 30 minutes. You will receive messages and notifications throughout the process
We endeavor to provide best possible credit limits basis your customers’ profiles. In case the credit limit offered is less than the product/treatment cost, the rest will have to be borne by the customer. We will provide you with clear messages on the amount we will pay on behalf of your customer, the rest has to be obtained directly from the customer
No, we protect and indemnify our partners at all times against any such liability. We just seek your cooperation to refer the right customers so that we can grow together, but in case the customer doesn’t repay on time, that is our problem and not yours
Over 70% of our partners experience immediate growth in business and footfalls once they start offering Care now, Pay later facility since most customers appreciate such facility and the word spreads
Yes, we provide you with marketing material to suitably reflect our partnership and customer offers. Our partner engagement team will work closely with you throughout our association
We do our best to promote your store and list the same across our social media assets. Your growth is important to us ?
At present, you can make one partial pre-payment greater than or equal to 50% of total due amount on or before the due date. Otherwise, all repayments are to be made in full/ single repayment only, as on date of maturity of a loan (repayment date)
SaveIN facilitates democratic transactions between two willing individuals so there are no extra charges or penalties on payment made after the due date from SaveIN, except the overdue interest that may be applicable and calculated basis extent of overdue period and interest charged by lender. We understand that this would make this loan very costly for you and hence SaveIN promotes responsible transactions amongst users and therefore we urge borrowers to pay their dues on time
You are only allowed to make one partial pre-payment greater than or equal to 50% of total due amount during the tenure of the loan. Please make sure that you are adhering to the above-mentioned condition while making the partial pre-payment to lender
Yes, you have the option to foreclose the loan on SaveIN
We request you to again reach out to lender and ask for updating the non- SaveIN repayments manually through the app, considering only lender has the option to do the same. This is also the reason we encourage all users to transact through the seamless payment ecosystem provided by SaveIN, for adequate record keeping and automatic updates to specific loan transaction
We urge the borrowers to pay their dues on time. Any default in repayment impacts your ratings on SaveIN and ability to borrow on the platform in future. Not to mention that it also sours your relationship with your trusted contact who has lent money to you
SaveIN does not issue any loan or provide any collection services or guarantees of repayment of loans facilitated through the platform. The entire loan process is based on the independent assessment and judgement of the lender and borrower and their mutual comfort. Hence it is not possible for SaveIN to impose any penalties/ provide any concession.
As of now we only facilitate payments through UPI. You can always transfer the money to the lender through any other means available to you.
We request you to reach out to lender and make the payment through any alternate channel and ask the lender to manually settle the loan on SaveIN
Sometimes due to technical glitches, we are unable to complete the payments in real time. In most such cases, the transaction becomes successful later, but should there be a permanent failure, the initiator shall receive full refund within 3 working days from the date of failure.
At SaveIN, security of data and your personal information is extremely important to us. We are committed to protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure, and alteration. Some of the safeguards we use are firewalls and data encryption and access authorization controls. We have ensured that class leading security practices are adopted by SaveIN.
We do realize that such unfortunate practices have been witnessed in the industry, but we at SaveIN will always protect your personal interest and privacy. We will never broadcast any information pertaining to your behaviour on SaveIN to any one in your network or otherwise, irrespective of your repayment behaviour. Please refer our detailed T&Cs to know more.
We appreciate your concern and therefore we have built SaveIN as a user friendly, discreet, consent based, non-intrusive and personalized platform where you are in charge of your data at all times
There are multiple ways to reach us at SaveIN. We have set up a rich and intuitive chatbot for your convenience, published detailed FAQs for you to refer to for all operational queries. Should we fail to satisfy your concerns, you can also reach us on firstname.lastname@example.org
Being a digital first company, we challenge ourselves to providing the most seamless experience with limited manual interventions. We provide to you a comprehensive report summarizing all your transactions for ease of calculation. Please check settings and reports section for accessing this report. And of course, we love our planet and are doing our bit
Made in and for India with ?? and pride