SaveIN is a fintech platform that offers unique financial products and services to its customers in a never seen before, fully digital avatar . You can also call us a neo-banking platform!
SaveIN offers Care now, Pay later- instant finance for all your healthcare expenses, delivered through a reliable partner network. You can use SaveIN to avail timely healthcare products and services at our partner stores/clinics and pay us over time
SaveIN is a fintech company that works in association with banks, non-banking financial companies and payment partners to bring to you the best of products, services and experiences along with peace of mind in a highly secure environment
With Care now, Pay later , we offer instant finance and flexible payment plans for you to avail timely healthcare across our high quality and fast growing healthcare provider network without worrying about immediate finances. Once your credit line is approved, we pay the healthcare provider up front, on your behalf and you can repay us over time, it’s simple!
We cover all key healthcare practices for you, your family and fur babies ? Dental, Optical, Diagnostics, Hearing, Dermatology, Veterinary, Physical therapies Promise to keep adding more as we go along
Care now, Pay later is available across our fast-growing provider network. You can ask your provider for SaveIN – Care now, Pay later and apply easily for instant approval. Check providers near you.
You must be Indian resident and have a bank account, PAN card & Aadhaar card. Having prior credit history is not important. The approval of credit limit is subject to financial underwriting of our lending partners
None! We are a 100% digital financial technology company and pride ourselves in delivering a completely paperless process. You just need a smartphone, PAN number and Aadhaar number handy.
Once you receive a credit facility on SaveIN, you will have the option of releasing payment to the provider using your credit limit. Please note that the credit limit is provider specific and can be used only for the treatment or product as listed during the application
We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here
You can choose between a 15 day, zero interest repayment plan or a flexible EMI plan up to 6 months with nominal interest
We are an instant finance platform and approve 95% of applications in under 60 seconds! Yes, you read that right ? We also inform the merchant/provider where you apply for SaveIN – Care now, Pay later, once you are approved
We appreciate your interest and assure you that we are doing our best to reach more cities and include more providers. You may refer a provider of your choice here and we will do our best to include them. Alternatively you can choose from other SaveIN providers, if available in your city
Care now, Pay later is an instant finance product that can be availed by your customers / patients for their healthcare expenses. Your customers can apply for an instant credit limit and upon approval, we pay the requisite approved amount directly to you up front, basis your customer consent so that you can provide the product/service without delay. We collect repayments from the customer over time making the entire process seamless, affordable and a win-win for all parties
We will be happy to get you onboarded. You may share your details to Join SaveIN You need to have an active bank account, PAN/ GST and a registered email to get started. Don’t worry we don’t want any physical copies ?
There is absolutely zero onboarding or annual fee to join SaveIN- Care now, Pay later. However, we charge a nominal per transaction fee that is levied on the credit limits availed by your customers to avail products and services from you
We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here, your customers will love it ?
95% of our customers receive a decision on their credit limit within 60 seconds. Once approved, the customer can instruct us to fund your account up to the credit limit and we transfer the amount in your account within 30 minutes. You will receive messages and notifications throughout the process
We endeavor to provide best possible credit limits basis your customers’ profiles. In case the credit limit offered is less than the product/treatment cost, the rest will have to be borne by the customer. We will provide you with clear messages on the amount we will pay on behalf of your customer, the rest has to be obtained directly from the customer
No, we protect and indemnify our partners at all times against any such liability. We just seek your cooperation to refer the right customers so that we can grow together, but in case the customer doesn’t repay on time, that is our problem and not yours
Over 70% of our partners experience immediate growth in business and footfalls once they start offering Care now, Pay later facility since most customers appreciate such facility and the word spreads
Yes, we provide you with marketing material to suitably reflect our partnership and customer offers. Our partner engagement team will work closely with you throughout our association
We do our best to promote your store and list the same across our social media assets. Your growth is important to us ?
At SaveIN, security of data and your personal information is extremely important to us. We are committed to protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure, and alteration. Some of the safeguards we use are firewalls and data encryption and access authorization controls. We have ensured that class leading security practices are adopted by SaveIN.
We do realize that such unfortunate practices have been witnessed in the industry, but we at SaveIN will always protect your personal interest and privacy. We will never broadcast any information pertaining to your behaviour on SaveIN to any one in your network or otherwise, irrespective of your repayment behaviour. Please refer our detailed T&Cs to know more.
We appreciate your concern and therefore we have built SaveIN as a user friendly, discreet, consent based, non-intrusive and personalized platform where you are in charge of your data at all times
There are multiple ways to reach us at SaveIN. We have set up a rich and intuitive chatbot for your convenience, published detailed FAQs for you to refer to for all operational queries. Should we fail to satisfy your concerns, you can also reach us on support@savein.money
Being a digital first company, we challenge ourselves to providing the most seamless experience with limited manual interventions. We provide to you a comprehensive report summarizing all your transactions for ease of calculation. Please check settings and reports section for accessing this report. And of course, we love our planet and are doing our bit
Social Finance
SaveIN as a platform helps customers to transact within their trusted contacts; the decision to charge interest, if any, is that of the users. One can certainly transfer money without any interest, SaveIN as a platform only puts a cap on maximum interest rate that one can charge which currently stands at 36% p.a.
Maximum interest rate you can charge on SaveIN is 36% p.a.
Yes, this can help you build your network on SaveIN and hence having multiple opportunities to transact amongst each other and in process earn some cash back on referrals. Please use the referral functionality to send a personalized referral link to your contacts.
One can borrow by selecting desired loan parameters and then discovering people in your known, trusted network, who are available to lend on SaveIN platform. Loan requests can be sent through the SaveIN platform instantly
This happens when you do not have many registered lenders on SaveIN amongst your contact lists. SaveIN is a fast-growing platform, we urge you to invite people from your contact list to use SaveIN by using the referral link in your dashboard. This will not only make you earn immediate rewards, but also increase the number of possible lenders in your network.
Also, if you know someone who is a prospective lender but not using SaveIN, you can simply ask them to download SaveIN by sharing your referral link and borrow from them seamlessly for free while earning referral rewards!
We request you to be patient since we are adding new users daily ?
You can also enjoy other rewards and offers available on SaveIN for free
SaveIN promotes responsible transactions amongst users and therefore we urge borrowers to pay their dues on time. Any default in repayment impacts your ratings on SaveIN and ability to borrow on the platform in future. Not to forget, you already know the lender and it may sour your personal relationship with the lender in the event of a default. SaveIN is all about harnessing the positive power of your social network and therefore the onus is on the users to ensure best possible behaviour.
While we encourage all users to transact through the seamless payment ecosystem provided by SaveIN, for adequate record keeping and automatic updates to specific loan transactions, should you end up making a repayment outside of SaveIN, lender does have an option to update such non- SaveIN repayments manually. You as a borrower will have to request the lender to update the same against your loan for such payments to be duly updated on SaveIN platform
Sometimes due to technical difficulties, we are unable to facilitate a successful transfer through the SaveIN platform. In such a case, we request you to reach out to lender and make the payment through any alternate channel and ask the lender to manually settle the loan on SaveIN.
In such a case, we request you to reach out to the lender and ask the lender to re-install the app so that you can pay and the transaction record is duly updated. If it is not feasible, then you can also repay the lender through any other alternate means and ask the lender to manually settle the loan on SaveIN. From our side, we also try and reach the lender for the same.
There is a possibility that after approving the loan, lender might have changed the decision and might not have approved the transfer of the approved amount. We from our side would be sending regular reminders to the lender to complete the disbursal cycle. After a certain pre-defined time period, this open loan request would automatically get closed with proper notifications to both the parties involved.
In other scenarios where the payment has been initiated but is not reflecting in the borrower account, is largely on account of technical glitches, you are requested to follow the instructions clearly mentioned in the message that you get on SaveIN platform. In case of failed transactions, money deducted, shall be refunded within 3 working days from the date of failed transaction