SaveIN is a fintech platform that offers unique financial products and services to its customers in a never seen before, fully digital avatar . You can also call us a neo-banking platform!
SaveIN offers Care now, Pay later- instant finance for all your healthcare expenses, delivered through a reliable partner network. You can use SaveIN to avail timely healthcare products and services at our partner stores/clinics and pay us over time
SaveIN is a fintech company that works in association with banks, non-banking financial companies and payment partners to bring to you the best of products, services and experiences along with peace of mind in a highly secure environment
With Care now, Pay later , we offer instant finance and flexible payment plans for you to avail timely healthcare across our high quality and fast growing healthcare provider network without worrying about immediate finances. Once your credit line is approved, we pay the healthcare provider up front, on your behalf and you can repay us over time, it’s simple!
We cover all key healthcare practices for you, your family and fur babies ? Dental, Optical, Diagnostics, Hearing, Dermatology, Veterinary, Physical therapies Promise to keep adding more as we go along
Care now, Pay later is available across our fast-growing provider network. You can ask your provider for SaveIN – Care now, Pay later and apply easily for instant approval. Check providers near you.
You must be Indian resident and have a bank account, PAN card & Aadhaar card. Having prior credit history is not important. The approval of credit limit is subject to financial underwriting of our lending partners
None! We are a 100% digital financial technology company and pride ourselves in delivering a completely paperless process. You just need a smartphone, PAN number and Aadhaar number handy.
Once you receive a credit facility on SaveIN, you will have the option of releasing payment to the provider using your credit limit. Please note that the credit limit is provider specific and can be used only for the treatment or product as listed during the application
We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here
You can choose between a 15 day, zero interest repayment plan or a flexible EMI plan up to 6 months with nominal interest
We are an instant finance platform and approve 95% of applications in under 60 seconds! Yes, you read that right ? We also inform the merchant/provider where you apply for SaveIN – Care now, Pay later, once you are approved
We appreciate your interest and assure you that we are doing our best to reach more cities and include more providers. You may refer a provider of your choice here and we will do our best to include them. Alternatively you can choose from other SaveIN providers, if available in your city
Care now, Pay later is an instant finance product that can be availed by your customers / patients for their healthcare expenses. Your customers can apply for an instant credit limit and upon approval, we pay the requisite approved amount directly to you up front, basis your customer consent so that you can provide the product/service without delay. We collect repayments from the customer over time making the entire process seamless, affordable and a win-win for all parties
We will be happy to get you onboarded. You may share your details to Join SaveIN You need to have an active bank account, PAN/ GST and a registered email to get started. Don’t worry we don’t want any physical copies ?
There is absolutely zero onboarding or annual fee to join SaveIN- Care now, Pay later. However, we charge a nominal per transaction fee that is levied on the credit limits availed by your customers to avail products and services from you
We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here, your customers will love it ?
95% of our customers receive a decision on their credit limit within 60 seconds. Once approved, the customer can instruct us to fund your account up to the credit limit and we transfer the amount in your account within 30 minutes. You will receive messages and notifications throughout the process
We endeavor to provide best possible credit limits basis your customers’ profiles. In case the credit limit offered is less than the product/treatment cost, the rest will have to be borne by the customer. We will provide you with clear messages on the amount we will pay on behalf of your customer, the rest has to be obtained directly from the customer
No, we protect and indemnify our partners at all times against any such liability. We just seek your cooperation to refer the right customers so that we can grow together, but in case the customer doesn’t repay on time, that is our problem and not yours
Over 70% of our partners experience immediate growth in business and footfalls once they start offering Care now, Pay later facility since most customers appreciate such facility and the word spreads
Yes, we provide you with marketing material to suitably reflect our partnership and customer offers. Our partner engagement team will work closely with you throughout our association
We do our best to promote your store and list the same across our social media assets. Your growth is important to us ?
At SaveIN, security of data and your personal information is extremely important to us. We are committed to protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure, and alteration. Some of the safeguards we use are firewalls and data encryption and access authorization controls. We have ensured that class leading security practices are adopted by SaveIN.
We do realize that such unfortunate practices have been witnessed in the industry, but we at SaveIN will always protect your personal interest and privacy. We will never broadcast any information pertaining to your behaviour on SaveIN to any one in your network or otherwise, irrespective of your repayment behaviour. Please refer our detailed T&Cs to know more.
We appreciate your concern and therefore we have built SaveIN as a user friendly, discreet, consent based, non-intrusive and personalized platform where you are in charge of your data at all times
There are multiple ways to reach us at SaveIN. We have set up a rich and intuitive chatbot for your convenience, published detailed FAQs for you to refer to for all operational queries. Should we fail to satisfy your concerns, you can also reach us on support@savein.money
Being a digital first company, we challenge ourselves to providing the most seamless experience with limited manual interventions. We provide to you a comprehensive report summarizing all your transactions for ease of calculation. Please check settings and reports section for accessing this report. And of course, we love our planet and are doing our bit
Social Finance
Ah snap, we know how it feels when this happens! Do not worry, you can reset your passcode by answering the security question and authenticating your identity. Your security is important to us.
Oops, you will need to write to us on support@savein.money. Your security is important to us and hence we would like to help you address this issue post a quick round of checks.
We have enabled to link all prominent banks of the country, please check your IFSC code carefully.
We match the personal details entered by you during onboarding process against the information retrieved from your bank account. Please ensure that the information entered by you is correct and that the bank account belongs to you. This unfortunately is a mandatory step to use SaveIN
Unfortunately, we will not be able to authenticate this account and hence request you to link the bank account where you are the primary holder.
Set your lending profile in the app by choosing maximum amount you wish to lend at a specific time, maximum amount per loan and desired interest rate. Once you save your profile, prospective borrowers from your trusted contacts will be able to reach you.
Receiving requests from prospective borrowers depends on multiple factors like number of registered SaveIN users in your contact list, your preferred transaction terms (amount, interest rate etc.).
SaveIN is a fast-growing platform, we urge you to invite people from your contact list to use SaveIN by using the referral link in your dashboard, also, you may want to review your preferred loan terms (amount and interest). This may not only increase your chances of receiving more lending opportunities but you may also be eligible to earn rewards for successful referrals
Also, if someone approaches you for a loan, outside of SaveIN, you can simply ask them to download SaveIN by sharing your referral link and lend to them seamlessly for free while earning referral rewards!
We request you to be patient since we are adding new users daily
You can also enjoy other rewards and offers available on SaveIN for free
SaveIN promotes a responsible and democratic transaction environment amongst willing users. Hence charging interest is the prerogative of a lender with express consent of the borrower. Therefore, we allow a lender to charge interest between 0%-36% p.a.
In such a case, we request you to reach out to the borrower and ask the borrower to re-install the app so that you can receive the money through SaveIN and the transaction record can be duly updated. If it is not feasible, then you can also ask for the money to be repaid through any other alternate means and ask the lender to manually settle the loan on SaveIN. From our side, we also try and reach the borrower for the same.
In some rare cases, we are unable to facilitate transfer of money from initiator to receiver due to technical reasons. In all such cases, we work with applicable entities in the payments leg to facilitate refund of money to the initiator within 3 working days from the date of failure of such a payment.