SaveIN is a fintech platform that offers unique financial products and services to its customers in a never seen before, fully digital avatar . You can also call us a neo-banking platform!
SaveIN is a fintech company that works in association with banks, non-banking financial companies and payment partners to bring to you the best of products, services and experiences along with peace of mind in a highly secure environment
With Care now, Pay later , we offer instant finance and flexible payment plans for you to avail timely healthcare across our high quality and fast growing healthcare provider network without worrying about immediate finances. Once your credit line is approved, we pay the healthcare provider up front, on your behalf and you can repay us over time, it’s simple!
We cover all key healthcare practices for you, your family and fur babies ? Dental, Optical, Diagnostics, Hearing, Dermatology, Veterinary, Physical therapies Promise to keep adding more as we go along
Care now, Pay later is available across our fast-growing provider network. You can ask your provider for SaveIN – Care now, Pay later and apply easily for instant approval. Check providers near you.
You must be Indian resident and have a bank account, PAN card & Aadhaar card. Having prior credit history is not important. The approval of credit limit is subject to financial underwriting of our lending partners
None! We are a 100% digital financial technology company and pride ourselves in delivering a completely paperless process. You just need a smartphone, PAN number and Aadhaar number handy.
Once you receive a credit facility on SaveIN, you will have the option of releasing payment to the provider using your credit limit. Please note that the credit limit is provider specific and can be used only for the treatment or product as listed during the application
We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here
You can choose between a 15 day, zero interest repayment plan or a flexible EMI plan up to 6 months with nominal interest
We are an instant finance platform and approve 95% of applications in under 60 seconds! Yes, you read that right ? We also inform the merchant/provider where you apply for SaveIN – Care now, Pay later, once you are approved
We appreciate your interest and assure you that we are doing our best to reach more cities and include more providers. You may refer a provider of your choice here and we will do our best to include them. Alternatively you can choose from other SaveIN providers, if available in your city
Care now, Pay later is an instant finance product that can be availed by your customers / patients for their healthcare expenses. Your customers can apply for an instant credit limit and upon approval, we pay the requisite approved amount directly to you up front, basis your customer consent so that you can provide the product/service without delay. We collect repayments from the customer over time making the entire process seamless, affordable and a win-win for all parties
We will be happy to get you onboarded. You may share your details to Join SaveIN You need to have an active bank account, PAN/ GST and a registered email to get started. Don’t worry we don’t want any physical copies ?
There is absolutely zero onboarding or annual fee to join SaveIN- Care now, Pay later. However, we charge a nominal per transaction fee that is levied on the credit limits availed by your customers to avail products and services from you
We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here, your customers will love it ?
95% of our customers receive a decision on their credit limit within 60 seconds. Once approved, the customer can instruct us to fund your account up to the credit limit and we transfer the amount in your account within 30 minutes. You will receive messages and notifications throughout the process
We endeavor to provide best possible credit limits basis your customers’ profiles. In case the credit limit offered is less than the product/treatment cost, the rest will have to be borne by the customer. We will provide you with clear messages on the amount we will pay on behalf of your customer, the rest has to be obtained directly from the customer
No, we protect and indemnify our partners at all times against any such liability. We just seek your cooperation to refer the right customers so that we can grow together, but in case the customer doesn’t repay on time, that is our problem and not yours
Over 70% of our partners experience immediate growth in business and footfalls once they start offering Care now, Pay later facility since most customers appreciate such facility and the word spreads
Yes, we provide you with marketing material to suitably reflect our partnership and customer offers. Our partner engagement team will work closely with you throughout our association
We do our best to promote your store and list the same across our social media assets. Your growth is important to us ?
No, you cannot use your credit card. Money must be transferred from your bank account only both while lending and repaying
SaveIN allows lenders and borrowers to offer and avail short term and small amount loans only (up to Rs 20,000) basis mutual consent. One is free to use undertake these transactions for any legitimate purpose; users are responsible for the end use of money
At SaveIN, we pride ourselves in conforming to the highest degree of consent based, user experience. SaveIN discovers and connects lenders and borrowers in their own, existing and trusted social network. This is primarily done by identifying and compartmentalizing your contacts and then matching with our database of other SaveIN users to facilitate matchmaking for the purpose of financial transactions. Therefore, in case you wish to use SaveIN for borrowing or lending amongst your family, friends and acquaintances, we need access to your contact book on the phone device. Rest assured, your data and contact book shall be discreet
When it comes to transacting, SaveIN is as fast as a UPI money transfer. Given that lender should already know the borrower, in most cases the decision from the lender about the loan request is made fairly quickly without the need for any paperwork making it arguably the fastest way to borrow in India. Sometimes a loan can be availed in under 60 seconds!
SaveIN facilitates record keeping and shall send timely notifications to lenders and borrowers reminding them of their mutual obligations linked to a particular transaction. However, SaveIN does not provide any collection services or guarantees repayment of loans facilitated through the platform. The entire loan process is based on the independent assessment and judgement of the lender and borrower and their mutual comfort
We would love users to experience SaveIN and hence we have kept our services free of any additional charges as of now
Yes, we do ask users to rate each other after having completed a transaction on SaveIN. This also helps future users in making informed decisions about registered SaveIN customers especially while deciding on lending/borrowing
All users are responsible to compute their own tax liabilities including any gains made on transactions performed on SaveIN. From our side, we provide to you a report summarizing all your transactions for ease of calculation (check settings and reports section). SaveIN does not bear any responsibility towards individual tax obligations
We provide to you a comprehensive report summarizing all your transactions for ease of calculation. Please check settings and reports section for accessing this report.
In most cases OTP is received within 60 seconds, but in case you do not receive OTP, you can always use ‘resend OTP’ option
At SaveIN, security of data and your personal information is extremely important to us. We are committed to protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure, and alteration. Some of the safeguards we use are firewalls and data encryption and access authorization controls. We have ensured that class leading security practices are adopted by SaveIN.
We do realize that such unfortunate practices have been witnessed in the industry, but we at SaveIN will always protect your personal interest and privacy. We will never broadcast any information pertaining to your behaviour on SaveIN to any one in your network or otherwise, irrespective of your repayment behaviour. Please refer our detailed T&Cs to know more.
We appreciate your concern and therefore we have built SaveIN as a user friendly, discreet, consent based, non-intrusive and personalized platform where you are in charge of your data at all times
There are multiple ways to reach us at SaveIN. We have set up a rich and intuitive chatbot for your convenience, published detailed FAQs for you to refer to for all operational queries. Should we fail to satisfy your concerns, you can also reach us on email@example.com
Being a digital first company, we challenge ourselves to providing the most seamless experience with limited manual interventions. We provide to you a comprehensive report summarizing all your transactions for ease of calculation. Please check settings and reports section for accessing this report. And of course, we love our planet and are doing our bit
Made in and for India with ?? and pride