SaveIN is a fintech platform that offers unique financial products and services to its customers in a never seen before, fully digital avatar . You can also call us a neo-banking platform!

SaveIN offers Care now, Pay later- instant finance for all your healthcare expenses, delivered through a reliable partner network. You can use SaveIN to avail timely healthcare products and services at our partner stores/clinics and pay us over time

SaveIN is a fintech company that works in association with banks, non-banking financial companies and payment partners to bring to you the best of products, services and experiences along with peace of mind in a highly secure environment

With Care now, Pay later , we offer instant finance and flexible payment plans for you to avail timely healthcare across our high quality and fast growing healthcare provider network without worrying about immediate finances. Once your credit line is approved, we pay the healthcare provider up front, on your behalf and you can repay us over time, it’s simple!

We cover all key healthcare practices for you, your family and fur babies ? Dental, Optical, Diagnostics, Hearing, Dermatology, Veterinary, Physical therapies Promise to keep adding more as we go along

Care now, Pay later is available across our fast-growing provider network. You can ask your provider for SaveIN – Care now, Pay later and apply easily for instant approval. Check providers near you.

You must be Indian resident and have a bank account, PAN card & Aadhaar card. Having prior credit history is not important. The approval of credit limit is subject to financial underwriting of our lending partners

None! We are a 100% digital financial technology company and pride ourselves in delivering a completely paperless process. You just need a smartphone, PAN number and Aadhaar number handy.

Once you receive a credit facility on SaveIN, you will have the option of releasing payment to the provider using your credit limit. Please note that the credit limit is provider specific and can be used only for the treatment or product as listed during the application

We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here

You can choose between a 15 day, zero interest repayment plan or a flexible EMI plan up to 6 months with nominal interest

We are an instant finance platform and approve 95% of applications in under 60 seconds! Yes, you read that right ? We also inform the merchant/provider where you apply for SaveIN – Care now, Pay later, once you are approved

We appreciate your interest and assure you that we are doing our best to reach more cities and include more providers. You may refer a provider of your choice here and we will do our best to include them. Alternatively you can choose from other SaveIN providers, if available in your city

We provide you access to a Merchant portal that has all the information about all your customers who have availed our services. This portal is updated in real time and can also be accessed by your staff since we provide facility to add multiple users per merchant/provider

If you have ever lent or borrowed money to a friend or family member then you know social finance.

Democratic and mutually agreeable financial transactions amongst family, friends and acquaintances is the oldest form of personal loans.

SaveIN provides a platform that allows its users to register as a lender, borrower, or both on its platform thereby facilitating real time discovery and match making of lenders and borrowers within a user’s trusted network. Willing lenders and borrowers can discover each other in real time, agree on the transaction terms like amount, tenure and rate of interest if any, and the transaction can be completed through the user’s preferred bank account within seconds. The entire process is completed through an organized, transparent and fully recorded digital platform

SaveIN aims to promote responsible transactions amongst willing individuals, by recommending and controlling permissible limits on loan amount, interest rate to be charged, frequency of lending/borrowing etc., thereby allowing users to transact in a safe and transparent manner.

We make the process of lending to known and trusted contacts easier and more digital friendly, by allowing users to use the platform when they need to borrow or lend money within their own trusted network and help track the amount they have lent or borrowed through a sophisticated digital and transparent system with adequate record keeping and timely reminders

SaveIN identifies and matches borrowers and lenders through their trusted, social contact lists and connects them in real time, in a transparent and democratic manner. Your mobile phone book is deemed to be the primary repository of your trusted contacts

Trusted, social network as per our methodology is those people whose contact details are already saved in your phone contact list or other social contact lists and vice versa. To be able to transact on SaveIN, one should have contact details of the counterparty saved in their contact list on phone/ email etc.

No, SaveIN allows you to transact only with those who you know personally and have their contact details saved in your phone/ other social contacts. No other person will be listed as a prospective lender in your dashboard

No, only your known contacts (those who have your contact details already), will be able to reach you on SaveIN. Sometimes, the borrower may be socially connected to you as a prospective lender and have your contact details, but you may not have saved borrower’s contact on your phone, in such cases, SaveIN will display the borrower’s registered name to you for your reference and final decision

SaveIN is a platform that only facilitates democratic money transfer transactions between two willing and known users. However, we have put the following caps on the transaction amount:

Lender:

Total money that a lender can lend across multiple borrowers at a time: Rs 100,000

Maximum amount per loan: Rs 20,000

Maximum interest rate: 36% p.a.

Borrower:

Maximum amount per loan: Rs 20,000

Maximum tenure of loan: 90 days

SaveIN is available to all Indian residents, having at least one active banking account (preferably with access to UPI). One can simply download the SaveIN application from Google or Apple Playstore and get onboarded within a few steps.

SaveIN facilitates money transfer between users and since we promote and allow digital and authenticated transactions only, we expect users to authenticate at least one of their active bank accounts on their SaveIN profile before they can start transacting. This helps us to identify genuine users and prevent any misuse of the platform. However, while making payments, one is free to use any other account also, but all repayments that one shall receive through SaveIN will be credited only to the account authenticated and linked on SaveIN

Money is transferred through payment gateway using UPI mode of transaction and through the SaveIN platform. You can use any of your existing UPI IDs to effect payments through SaveIN

At SaveIN, security of data and your personal information is extremely important to us. We are committed to protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure, and alteration. Some of the safeguards we use are firewalls and data encryption and access authorization controls. We have ensured that class leading security practices are adopted by SaveIN.

We do realize that such unfortunate practices have been witnessed in the industry, but we at SaveIN will always protect your personal interest and privacy. We will never broadcast any information pertaining to your behaviour on SaveIN to any one in your network or otherwise, irrespective of your repayment behaviour. Please refer our detailed T&Cs to know more.

We appreciate your concern and therefore we have built SaveIN as a user friendly, discreet, consent based, non-intrusive and personalized platform where you are in charge of your data at all times

There are multiple ways to reach us at SaveIN. We have set up a rich and intuitive chatbot for your convenience, published detailed FAQs for you to refer to for all operational queries. Should we fail to satisfy your concerns, you can also reach us on support@savein.money

Being a digital first company, we challenge ourselves to providing the most seamless experience with limited manual interventions. We provide to you a comprehensive report summarizing all your transactions for ease of calculation. Please check settings and reports section for accessing this report. And of course, we love our planet and are doing our bit