SaveIN is a fintech platform that offers unique financial products and services to its customers in a never seen before, fully digital avatar . You can also call us a neo-banking platform!
SaveIN is a fintech company that works in association with banks, non-banking financial companies and payment partners to bring to you the best of products, services and experiences along with peace of mind in a highly secure environment
We are a 100% digital company and facilitate repayments through digital channels only, you can repay easily through a host of channels viz. net banking, debit card and UPI. And don’t worry, we will send timely notifications/messages reminding you of the due amount so that you never forget to repay on time ? Please ensure you are comfortable with these modes before you avail SaveIN- Care now, Pay later facility
At SaveIN, you are in charge and can repay anytime before the due date. We don’t charge any pre-payment penalties ?
Of course, you can use as much as you like and all computations will be made only on the amount used by you
Argh! we know how it feels when responsible borrowers like you miss repaying the borrowed amount. In such a case, interest keeps getting accrued on your outstanding amount and this may also impact your credit score adversely. Hence, we advise you to borrow carefully and choose repayment options accordingly
We know you are used to paying such charges, but at SaveIN, we care for your well-being, hence there are no such charges !
We facilitate only one healthcare treatment at a time hence you can only get approved for the 2nd credit limit, only upon fully repaying your first credit limit. This helps us to ensure responsible borrowing practices
You can login to Customer portal and check all such details in real time. You can also repay your existing credit facilities from your personal portal. SaveIN also helps you track your healthcare treatment, all in one place
Care now, Pay later is an instant finance product that can be availed by your customers / patients for their healthcare expenses. Your customers can apply for an instant credit limit and upon approval, we pay the requisite approved amount directly to you up front, basis your customer consent so that you can provide the product/service without delay. We collect repayments from the customer over time making the entire process seamless, affordable and a win-win for all parties
We will be happy to get you onboarded. You may share your details to Join SaveIN You need to have an active bank account, PAN/ GST and a registered email to get started. Don’t worry we don’t want any physical copies ?
There is absolutely zero onboarding or annual fee to join SaveIN- Care now, Pay later. However, we charge a nominal per transaction fee that is levied on the credit limits availed by your customers to avail products and services from you
We believe in having a NO FINE PRINT policy and all our terms are simple, customer friendly, fair and transparent making SaveIN -Care now, Pay later as the most affordable healthcare finance solution in India. Check our Rates and terms here, your customers will love it ?
95% of our customers receive a decision on their credit limit within 60 seconds. Once approved, the customer can instruct us to fund your account up to the credit limit and we transfer the amount in your account within 30 minutes. You will receive messages and notifications throughout the process
We endeavor to provide best possible credit limits basis your customers’ profiles. In case the credit limit offered is less than the product/treatment cost, the rest will have to be borne by the customer. We will provide you with clear messages on the amount we will pay on behalf of your customer, the rest has to be obtained directly from the customer
No, we protect and indemnify our partners at all times against any such liability. We just seek your cooperation to refer the right customers so that we can grow together, but in case the customer doesn’t repay on time, that is our problem and not yours
Over 70% of our partners experience immediate growth in business and footfalls once they start offering Care now, Pay later facility since most customers appreciate such facility and the word spreads
Yes, we provide you with marketing material to suitably reflect our partnership and customer offers. Our partner engagement team will work closely with you throughout our association
We do our best to promote your store and list the same across our social media assets. Your growth is important to us ?
SaveIN identifies and matches borrowers and lenders through their trusted, social contact lists and connects them in real time, in a transparent and democratic manner. Your mobile phone book is deemed to be the primary repository of your trusted contacts
Trusted, social network as per our methodology is those people whose contact details are already saved in your phone contact list or other social contact lists and vice versa. To be able to transact on SaveIN, one should have contact details of the counterparty saved in their contact list on phone/ email etc.
No, SaveIN allows you to transact only with those who you know personally and have their contact details saved in your phone/ other social contacts. No other person will be listed as a prospective lender in your dashboard
No, only your known contacts (those who have your contact details already), will be able to reach you on SaveIN. Sometimes, the borrower may be socially connected to you as a prospective lender and have your contact details, but you may not have saved borrower’s contact on your phone, in such cases, SaveIN will display the borrower’s registered name to you for your reference and final decision
SaveIN is available to all Indian residents, having at least one active banking account (preferably with access to UPI). One can simply download the SaveIN application from Google or Apple Playstore and get onboarded within a few steps.
SaveIN facilitates money transfer between users and since we promote and allow digital and authenticated transactions only, we expect users to authenticate at least one of their active bank accounts on their SaveIN profile before they can start transacting. This helps us to identify genuine users and prevent any misuse of the platform. However, while making payments, one is free to use any other account also, but all repayments that one shall receive through SaveIN will be credited only to the account authenticated and linked on SaveIN
Money is transferred through payment gateway using UPI mode of transaction and through the SaveIN platform. You can use any of your existing UPI IDs to effect payments through SaveIN
At SaveIN, security of data and your personal information is extremely important to us. We are committed to protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure, and alteration. Some of the safeguards we use are firewalls and data encryption and access authorization controls. We have ensured that class leading security practices are adopted by SaveIN.
We do realize that such unfortunate practices have been witnessed in the industry, but we at SaveIN will always protect your personal interest and privacy. We will never broadcast any information pertaining to your behaviour on SaveIN to any one in your network or otherwise, irrespective of your repayment behaviour. Please refer our detailed T&Cs to know more.
We appreciate your concern and therefore we have built SaveIN as a user friendly, discreet, consent based, non-intrusive and personalized platform where you are in charge of your data at all times
There are multiple ways to reach us at SaveIN. We have set up a rich and intuitive chatbot for your convenience, published detailed FAQs for you to refer to for all operational queries. Should we fail to satisfy your concerns, you can also reach us on firstname.lastname@example.org
Being a digital first company, we challenge ourselves to providing the most seamless experience with limited manual interventions. We provide to you a comprehensive report summarizing all your transactions for ease of calculation. Please check settings and reports section for accessing this report. And of course, we love our planet and are doing our bit
Made in and for India with ?? and pride